BetMGM Baccarat Gold

Game Objective

The objective in LIVE BACCARAT is to predict whose hand will win by having the value closest to 9.

Game Rules

The game is hosted by a dealer and is played with eight standard 52-card decks. Card values are as follows:

• Aces are the lowest cards and are worth 1 point each.
• Cards from 2 to 9 are worth their numerical face values.
• 10s and face cards (jacks, queens and kings) are each worth 0.

Only the numeric value of each card is relevant in the main Baccarat game; Each card's suit (hearts, spades, clubs or diamonds) is irrelevant.

Prior to each deal, you must place your bet on whether the Player or the Banker will win the round by having the hand with a value closest to 9.
You also have the option to bet that the round will end in a Tie, which occurs when both the Player and Banker hold hands of equal value.The dealer begins by dealing two cards each to the Player and to the Banker.

Two hands are dealt in Baccarat: one hand to the Player and one hand to the Banker.

If the Player and Banker hold hands of equal value, the round ends in a tie. The Tie bet wins, and bets on the Player and Banker push (are returned).

Each hand's value is calculated by dropping the tens digit in a hand otherwise worth 11 or more.
For example, a 7 and a 9 is only worth 6 in Baccarat (because 16-10=6). Similarly, a face card plus a 9 will be worth 9.

If the Player or the Banker receives an initial two-card hand worth 8 or a 9 (a "natural" 8 or 9), no additional cards will be dealt to either hand.

If the Player and Banker receive initial two-card hands worth 0-7, the "Third Card Rule" is consulted to determine if a third card is to be dealt to either hand or both hands.
The Player always goes first.

Player's Hand

Banker's Hand

D – Draw; S – Stand

If the Player's hand stands on a 6 or 7, then a Banker hand totalling 3, 4 or 5 must draw, while a Banker hand totalling 6 must stand.

Whoever gets the hand closest to a total of 9 wins. 

Side Bets

Note: some of Side Bets could be disabled for some of licensees

Payouts

Note: some of Payouts might be disabled for some of licensees

Your payout depends on the type of bet placed.

Please note that any malfunction voids the game round and all eventual payouts for the round. Bets will be returned.

Game Number

Each game round is identified by a unique GAME NUMBER.

This number reflects when the round began in terms of GMT by hour: minute: second. Please use this game number for reference (or take a screenshot of the game number) if you wish to contact Customer Service regarding a particular round.

Sound

The SOUND button will mute/un-mute all game sounds and voice from the game. Note that if you change tables, the sound will automatically un-mute.

You can alter your sound settings by clicking/tapping the SETTINGS button and then selecting the SOUND tab.

Game History

The HISTORY button will launch a window showing all live game rounds you have played and the results of those rounds.

You can review your past gaming activity by viewing your:

• ACCOUNT HISTORY – Shows your complete account history as a list of dates, games, bet amounts and payouts. The game round completed most recently appears at the top of the list.
• GAME HISTORY – Shows your history related to a particular game once you tap/click the game in the GAME column.

Settings

The SETTINGS button launches a menu of user-changeable settings.

Your chosen settings will be applied at once and will be stored to your profile. Stored settings will be launched automatically when you log in from any device.

You can alter settings to change your general game settings.

Settings are organised under several main tabs in the SETTINGS window:

GENERAL

• You can hide/unhide other players’ chat messages.
• You can enable additional SIDE BETS.

VIDEO

Your video quality is auto-adjusted, but you can manually change your video quality by selecting specific stream.

SOUND

You can mute/unmute your DEALER’S VOICE and GAME SOUND and adjust their relative volumes.

SCORECARDS

You can choose you preferable background colour of scorecards.

Deposit & Withdraw

The CASHIER button will open the cashier/banking window for deposits and withdrawals.

Responsible Gaming

The RESPONSIBLE GAMING button allows you to access the page outlining the Responsible Gaming policy. This page provides useful information and links regarding responsible online gaming behaviour and informs you of how to set limitations to your game sessions.

Error Handling

If there is any error in the game, gambling system or game procedure, the game round will be temporarily paused while the dealer notifies the shift manager. You and other players will be notified via Chat, or by an on-screen pop-up message, that the issue is being investigated. If the manager can immediately resolve the error, the game round will continue as normal. If immediate resolution is not possible, the game round will be cancelled and initial bets will be refunded to all players who participated in the game round.

Shuffling

Game-play continues until the cut card is dealt. Subsequently, the cards are shuffled by a dealer or a shuffler.

If a shuffle table is available, then two shoes with two sets of playing cards are used at the table. In this case, the dealer swaps the shoes, and the shuffle is performed by a shuffler at the shuffling table while the dealer continues to host the game round.

More Games

The LIVE LOBBY button (if applicable) can be selected at any time from any game.

It allows you to easily change game table or select any other live game. You will not be removed from this table until you have actually selected the new table you wish to join. You can use the LIVE LOBBY to browse other games while still playing at your current table.

Multi-Game Play (if available) 

If you enjoy non-stop action, you can join up to 4 different game tables simultaneously and view them all in the same browser window!

After you have joined at least one game table, click on LIVE LOBBY to go to the lobby. In the lobby, hover your cursor over the table you would like to join and click the + button associated with that table to join it. (Certain tables may be unavailable for multi-game play and will therefore display no + button.)

After you have joined multiple tables, you will be able to resize your browser window as a whole, but you will not be able to resize each game table window separately.

You can exit any table without affecting your presence at other tables you have joined. To exit a table, click the X button that appears when you hover your cursor over the table window.

Please note:

• The X button to exit a table is not accessible when the table is displayed in full-screen mode.
• You will exit a table automatically if you should join the same table through a different device/browser.
• If you click directly on a table icon instead of the + button, you will merely switch tables instead of joining the chosen table in addition to the table you joined previously.

We kindly advise you to join only as many tables as your screen can accommodate while still allowing you to place bets deliberately and accurately.

Shortcut Keys 

Shortcut keys can be used to quickly perform useful game functions.

Last modification date: 5/29/2025